Dividends Capital

About the offering

Dividends Capital is building an AI-powered investing SaaS platform that helps users discover, analyze, and invest in established, profitable internet businesses (SaaS companies, membership sites, subscription software, digital products) to generate recurring monthly income. Founded by Michael Swigunski, who was Employee #4 at Empire Flippers (the world's largest curated marketplace for buying and selling online businesses) and has $120M+ in digital business acquisition experience. The platform targets the gap between thousands of profitable online businesses that generate predictable cash flow and everyday investors who have no access to them—opportunities currently limited to private equity firms, high-net-worth individuals, and institutional investors. The company plans to launch to a 45,000+ subscriber audience. The Wefunder campaign has raised $111,850 from 8 investors via a SAFE + revenue share structure. The company projects ARR scaling from $1M (2026) to $100M (2031) with AUM growing from $5M to $1B. No MVP, no launched product, and no revenue—the platform is pre-build with a 6-month MVP timeline. Financial projections of 115% CAGR and 100x revenue growth over 5 years are aspirational. The Problem Millions of investors face three challenges: rising living costs outpacing wages, public markets focused on long-term appreciation rather than income, and private investment opportunities locked away from non-wealthy individuals. Meanwhile, thousands of profitable online businesses generate predictable recurring cash flow every month but are bought and sold exclusively by private equity firms, wealthy individuals, and institutional investors. The digital economy has created an entirely new asset class of subscription-based, high-margin, globally scalable businesses—but no platform exists to make these opportunities accessible to everyday investors seeking regular income rather than speculative appreciation. The Solution Dividends Capital is an investing SaaS platform with three core components. Discovery tools let users browse private-market opportunities in established digital businesses. AI-powered analysis provides insights, due diligence workflows, performance monitoring, and automated reporting. Investment execution allows users to complete investments through a simple platform experience with 1-5 year hold periods and buyout options for liquidity. The platform uses AI across the full lifecycle—from sourcing and evaluating acquisition opportunities to improving operations and tracking performance. As a secondary strategy, the company may source or acquire established digital businesses to support the platform with real operating data, case studies, and potential investment opportunities for users. Monthly distributions from portfolio business cash flows differentiate the model from traditional private equity's infrequent distributions and 7-10 year lock-ups. Business Model Revenue comes from SaaS platform and management fees (annual access fees for dashboard, discovery tools, AI reporting, due diligence, monitoring), premium investor tools (advanced analytics, deeper AI, portfolio monitoring, private-market data), and platform-supported business revenue (from acquired digital businesses providing real operating data and investment opportunities). The SAFE + revenue share offering gives early investors both long-term equity upside and quarterly revenue-share participation from the first portfolio of sourced businesses. The model references comparable platforms: Fundrise ($55M raised, $3B AUM), Willow Wealth ($800M raised, $6B deployed), and Moonfare ($125M raised, $4B+ assets). The company positions itself as extending the alternative investment platform model to a new asset class: profitable internet businesses. A prominent disclaimer notes the company is primarily a SaaS/fintech platform and does not intend to operate as a passive investment fund. Traction $111,850 raised from 8 investors on Wefunder (averaging ~$14,000 per investor). 45,000+ subscriber audience for launch distribution. Founder featured in Forbes, CNBC, Entrepreneur, Nerdwallet, TEDx, and Lonely Planet. Bestselling author of Global Career. Thousands of reviews from readers, clients, and students. Repeat Founder badge on Wefunder. No launched product—the platform is in pre-MVP stage with a 6-month development timeline. No revenue, no users, no AUM, and no acquired businesses. The 3-phase roadmap targets: MVP and first 100-500 users (months 1-6), platform validation (months 6-12), and scaling to 1,000-5,000 accounts (year 2). Investor questions in the discussion ask about exit plans, valuation, and regulatory structure—suggesting fundamental business model questions remain unanswered. Team Founder and CEO Michael Swigunski was Employee #4 at Empire Flippers, has facilitated $120M+ in online business acquisitions, and has experience building and scaling 100+ person remote teams and financial SaaS platforms. He is a #1 bestselling author (Global Career: How to Work Anywhere & Travel Forever) and TEDx speaker, with contributions to Forbes and Entrepreneur. Fintech Advisor Justin Myers is a 2x founder who built Timo (Vietnam's first digital bank, 250K users, $100M+ deposits) and Explorest (1M+ users, Google Play "App of the Year"), bringing deep experience in digital banking and product-led growth. No additional team members were disclosed—the company appears to be a solo-founder operation with one advisor at this stage.

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